Jara Borrow · Credit advance
JaraBoost
A small top-up against your limit while a loan is still running.
- How it works
- A short top-up paid into your running facility. Interest only on the amount advanced.
- Sized on
- Your available credit
- Who can use it
- Credit score 560+, with a Jara loan already running. Below the bar, it simply isn't offered — try JaraTerm and build from there.
- Price
- Your grade rate: 3.5%–10.0% a month. Flat, on the amount advanced.
- Fee
- 5% on loans under ₦50,000, down to 2% from ₦1,000,000 — processing fee on each advance. Never more than 10% of the amount.
- Term
- Short — rides the schedule of the loan it tops up
- Use it again
- Once per running loan, inside your available credit.
- Security
- None up to ₦10,000; a guarantor from ₦50,000; collateral above ₦200,000.
Best for
- A restock that can't wait
- A short mid-cycle gap
- Emergencies
Packages built on JaraBoost
JaraCare — health & emergency
Fast help with medical bills, paid to the hospital or pharmacy.
JaraWear — clothing & basics
Clothing and everyday basics through a vendor voucher.
Start with JaraBoost.
No account needed to see your numbers.
See what you could get